YOUR CHILD TURNED 18 – WHAT THEY NEED NOW
- HIPAA Authorization – Once your child turns 18, they are legally an adult. A parent cannot access an adult child’s medical records, or obtain medical information without the adult child’s written permission.
- Medical Power of Attorney – Because your child is legally an adult, they can make their own medical decisions. If they become unable to do so for any reason, they will need a Medical Power of Attorney to designate the person(s) authorized to make medical decisions for them.
- Financial Power of Attorney – Once your child attains the age of 18, you will no longer have the authority to manage their finances or access their bank accounts and records. A financial power of attorney allows you to pay bills, access bank accounts, and handle other financial matters. This may be necessary if your child is away at college, traveling, or unable to make financial decisions.
While the above documents are not strictly required, they offer protection for your child in the event there is an emergency or life event that requires your assistance. Without valid powers of attorney, you would have to petition the probate court for guardianship and/or conservatorship to handle your child’s affairs and/or to make decisions for him/her/them. This would likely result in attorney fees, court costs and a delay in your ability to make decisions for your child.
